Do you charge for mortgage advice in Brighton?

No — we don't charge clients a broker fee. We're paid by the lender.

Can you help with leasehold flats?

Yes. Brighton has a lot of leasehold conversions and we know which lenders are most flexible on lease length and building issues.

Do you help with London commuter buyers?

Absolutely. We work with lots of London-based clients buying in Brighton & Hove.

Do you cover Lewes and Worthing?

Yes — we help clients across East and West Sussex.

Are EWS1 cladding issues common in Brighton flats?

Some larger blocks have had cladding concerns. We screen the building before applying and pick lenders pragmatic about EWS1 status.

Can I get a mortgage on a short-lease Brighton flat?

Below 80 years, lender choice narrows; below 70 years, even more. We work with lenders comfortable with shorter leases and can recommend a solicitor for lease extension.

Do you help with London-to-Brighton relocations?

Yes — a large share of our Brighton clients work in London. We use London salaries and bonuses in affordability and advise on commuter-friendly postcodes.

Are Regency conversions mortgageable in Kemptown?

Yes — most are. Lender choice depends on building condition, freeholder, and lease length; we screen all three before applying.

Can I get a self-employed mortgage in Brighton?

Yes. Brighton's freelance creative economy is large — we work with lenders that accept 1–2 years of accounts and contractor day rates.

Brighton, East Sussex

Mortgage Advisor in Brighton

Expert mortgage advice for Brighton & Hove. 90+ lenders compared, no broker fees, and local knowledge of one of the UK's most distinctive property markets.

No Broker Fees 90+ Lenders FCA Regulated Advisers 5★ Reviews

Get Free Advice in Brighton Call 0191 580 9890

Mortgage Advice in Brighton

Brighton & Hove has one of the most characterful — and complex — property markets in the UK. Period conversions, leasehold quirks, and DFL (Down From London) demand all make local expertise essential. Whether you're buying a Regency conversion in Kemptown, a family home in Hove, or remortgaging in Hanover, our advisors compare 90+ lenders and never charge a broker fee.

Brighton Property Market

Average Property Price

£450,000

Popular Areas

HoveKemptownHanoverSeven DialsPreston ParkFivewaysBrighton Marina

Our Mortgage Services in Brighton

First-Time Buyers

Expert advice for first-time buyers in Brighton. We'll guide you through every step.

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Remortgage

Switching your Brighton mortgage? We compare 90+ lenders to find your best deal.

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Home Movers

Moving within or to Brighton? We'll handle your mortgage so you can focus on the move.

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Buy-to-Let

Investing in Brighton property? We specialise in BTL mortgages for landlords.

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Buying a Home in Brighton — What You Need to Know

Many Brighton flats are leasehold conversions of Regency and Victorian buildings — lender attitudes to short leases and cladding vary widely.

Hove (BN3) consistently commands a premium over central Brighton for family-sized homes.

DFL buyer demand has cooled vs the post-pandemic peak but remains a meaningful share of the market.

Energy efficiency is increasingly priced in — older housing stock may need EPC improvements to access best rates.

Coastal flooding and subsidence risk can affect some lender decisions — we know which lenders are flexible.

Market Trends

Brighton Property Market Trends

Brighton & Hove values are roughly flat year-on-year after a period of post-pandemic correction.
Hove (BN3) family houses remain the city's premium segment, with strong DFL (Down From London) demand.
Kemptown and Hanover continue to be popular with younger buyers, with terraces typically £450k–£600k.
Energy-efficiency upgrades to the city's older housing stock are increasingly priced in by lenders.

Local Updates

Recent Brighton News & Updates

Spring 2026

Black Rock and Madeira Terrace investment

Long-awaited seafront regeneration is finally underway, supporting BN2 values.

Q1 2026

Brighton i360 future under review

Council discussions around the i360 site continue to influence central BN1 sentiment.

Market data and updates are indicative and based on publicly available sources up to early 2026. Speak to an adviser for live figures specific to your circumstances.

What Brighton Customers Say

"Moved from a flat in Kemptown to a house in Fiveways. The whole mortgage was sorted in weeks."

Tasha & Mike L.

Home Movers — Brighton

"Bought my first flat in Hanover. The leasehold side felt complicated, but our advisor handled it."

Daniel B.

First-Time Buyer — Brighton

"Remortgaged a Hove conversion and saved £180/month. Painless process."

Sophie & Marcus T.

Remortgage — Brighton

Mortgage FAQs — Brighton

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